Senior Compliance Officer — EU / MiCA

Responsibilities

• Ensure ongoing compliance of the company's EU operations with MiCA, AML/CFT, Travel Rule and applicable financial regulations.
• Participate in preparation, maintenance and updates of documentation for CASP authorisation / MiCA licensing.
• Develop and maintain internal policies, procedures and controls across:
• AML/CFT
• KYC/KYB
• Sanctions screening
• Transaction monitoring / KYT
• Travel Rule
• Safeguarding of client assets
• Conflicts of interest
• Complaints handling
• Outsourcing / third-party risk
• ICT and operational resilience.
• Conduct compliance reviews of new products, customer journeys, payment channels and crypto transaction flows prior to launch.
• Assess regulatory risks related to new services, jurisdictions, client segments and operational models.
• Support onboarding, EDD, transaction reviews and escalation processes for high-risk clients and activities.
• Oversee Travel Rule compliance, including:
• Accuracy of originator / beneficiary data
• Remediation procedures
• Interaction with counterparty CASPs
• Collaborate with regulators, external advisors, auditors and banking / payment partners.
• Prepare compliance reports, risk assessments, internal memos and materials for senior management / Board.
• Monitor EU regulatory developments and assess their impact on the company's business model.

Requirements

• 3+ years of experience in compliance, AML, regulatory compliance or financial crime.
• Experience in crypto, fintech, payments, e-money, brokerage, trading or banking.
• Practical understanding of MiCA requirements for CASPs.
• Strong knowledge of:
• EU AML/CFT framework
• Risk-based approach
• KYC/KYB
• Sanctions, PEP/adverse media
• Transaction monitoring and EDD.
• Understanding of EU Travel Rule Regulation 2023/1113 and CASP data exchange logic.
• Hands-on experience in developing or updating:
• Compliance policies and procedures
• Risk assessments
• Internal controls.
• Ability to analyze product and operational processes from a regulatory risk perspective.
• Experience preparing documentation for licensing, audits, regulatory inspections or supervisory requests.
• Professional level of English.
• Ability to work cross-functionally with compliance, legal, product, operations, finance and senior management.

What we offer

• Fully remote work with a globally distributed team.
• Competitive compensation with flexible payout options (crypto and/or fiat).
• 20 working days of paid vacation + 12 bonus days during the year.
• Fully paid sick leave.
• Flexible working hours aligned with international teams.
• Opportunity to work on MiCA licensing and EU market expansion from the ground up.
• Direct exposure to senior management and strategic decision-making.
• Access to internal knowledge-sharing sessions and continuous learning environment.