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Finance Analyst

Chicago, US $90k–115k junior today full-time quality 8.4/10

Role in brief

Coinflow is a fintech firm focused on global payments using stablecoins. The Finance Analyst role involves managing liquidity and reporting, ideal for candidates with strong Excel and SQL skills looking to grow in a fast-paced environment.

ExcelGoogle SheetsSQL

About the role

As a Finance Analyst at Coinflow, you will play a crucial role in managing daily liquidity and forecasting cash flow. Your responsibilities will include preparing reports for merchants and partners, as well as developing financial presentations for leadership and board meetings. This position offers the opportunity to work directly with finance leadership and gain visibility into strategic decisions.

Coinflow, founded in 2023, is rapidly scaling and has seen significant revenue growth. The company focuses on innovative payment solutions and serves a diverse range of clients including fintechs and ecommerce merchants. The Finance Analyst will contribute to the company's success by ensuring accurate financial tracking and analysis in a collaborative and dynamic work environment.

The salary range for this role is between $90,000 and $115,000, depending on various factors such as experience and qualifications.

Skills that matter here

  • Excel: Advanced Excel skills are necessary for building financial models and cash forecasts.
  • Google Sheets: Proficiency in Google Sheets is required for reporting and data analysis.
  • SQL: Familiarity with SQL is preferred for data handling and analysis.

Who this role suits

  • A candidate with 1-3 years of experience in finance or consulting.
  • Someone who thrives in a fast-paced startup environment and is comfortable with ambiguity.
  • A detail-oriented individual who can reconcile data from multiple sources and communicate findings effectively.
  • A proactive person who takes ownership of tasks and completes them independently.

From the employer

Key Responsibilities

  • Liquidity and forecasting: Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model.
  • Merchant and partner reporting: Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views.
  • Leadership and board decks: Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them.
  • Pricing and projections: Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning.
  • AR/AP and operational excellence: Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows.

Required Qualifications

  • 1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company.
  • Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch.
  • Ability to turn analysis into clear, concise slides for leadership.
  • Strong attention to detail and comfort reconciling data across multiple sources.
  • High ownership: you finish what you start without being chased.
  • Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard.
  • Bachelor's degree in Finance, Accounting, Economics, or a related field.

Preferred Qualifications

  • Experience in payments, fintech, or financial services.
  • Familiarity with interchange, processor fees, or merchant pricing.
  • Exposure to treasury operations, cash management, or AR/AP.
  • SQL or other data skills.
  • Interest in stablecoins, crypto, or alternative payment rails.

What We Offer

  • Competitive compensation including base salary, performance bonus, and meaningful ownership.
  • Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech.
  • Direct work with finance leadership and visibility into board-level decisions.
  • Collaborative and innovative work environment with world-class investors.
  • The base salary range for this role is $90,000 - $115,000 USD. The actual base salary offered depends on a variety of factors, including but not limited to experience, education, skills, qualifications and business needs.
  • In addition, the employee who fills this role will be eligible for an equity grant, allowing you to share in the long-term success of the company.
  • You will also have access to a wide array of benefits, including health and wellness benefits, 401(k) savings plan, and flexible time off.

Questions about this role

What is the remote policy?

The position is office-based, with no remote work mentioned.

What is the seniority level of this role?

This is a junior-level position.

How can I apply?

Candidates can apply through the Coinflow website.

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