Payments Liquidity Lead

Company: Polygon Labs
Location: Remote
Employment Type: Full-time

About Polygon Labs

Polygon Labs is a global blockchain payments company building and operating infrastructure to move money instantly, reliably, and at internet scale. The company has facilitated trillions of dollars in onchain value transfer and supported millions of transactions daily for some of the globe's largest banks, fintechs, enterprises, and consumer applications.

About the Role

This is Polygon's first dedicated payments liquidity hire, sitting inside the commercial team that owns the Open Money Stack (OMS) P&L and reporting directly to the Head of Business. You will build and run the treasury operations function from the ground up: owning corridor capital deployment, pricing the economics into deals in real time, and managing the liquidity book from first corridor to a scaled, multi-team function.

Responsibilities

• Own capital orchestration across all OMS corridors: decide where liquidity sits, how it moves, and what each corridor costs per dollar moved, operating from real customer demand data rather than month-end reporting
• Run intraday funding and rebalancing decisions across active corridors — executing transactions directly for Polygon's liquidity book and instructing aggregator partners (Bitso, Thunes, and others) on sourcing and top-ups
• Price treasury cost into deals on the sales call: give the commercial team a live answer on corridor unit economics and call the deal dead when the numbers don't hold
• Define and operate the shared corridor capital model with Finance, so real-time commercial decisions and corporate capital governance run from a single set of numbers within pre-approved limits
• Manage the FX hedge book daily: decide between locked rate and real-time conversion per customer flow profile, watch for spread deviation, and adjust hedging structure as volumes shift
• Manage stablecoin and fiat liquidity across banking partners, exchanges, and on-chain venues, including Talos integrations and LP contract negotiations
• Build the AI-driven liquidity sourcing engine: use Claude and related tooling to automate corridor pricing analysis, hedge book monitoring, counterparty reporting, and deal economics modelling
• Track exposure, cost, speed, and risk per corridor and report a clear picture to OMS leadership and the CFO quarterly, with rate card recommendations grounded in actual corridor P&L
• Embed the liquidity operations model into the Polygon OMS product by working directly with the Product team
• Set the triggers and staffing plan for when this function scales: define when dedicated underwriting, monitoring, and collections roles are needed as the credit book grows

Requirements

• Demonstrated intraday capital management: you have run a live book at a payments company, OTC desk, market maker, prop trading firm, or bank funding desk
• Hands-on cross-border payments experience: you have managed FX exposure, multi-currency liquidity, and corridor-level operations, and stablecoin or crypto treasury experience is non-negotiable
• Full ownership instinct: you have built or run a function alone, without a team around you to absorb the slack
• Operational speed within defined limits: you treat capital ceilings and credit policy as the rules of the game, act inside them without seeking approval on every decision
• Commercial fluency: you can defend a "no" to a sales rep and present a capital request to a CFO in the same afternoon, in plain language, with the numbers to back it up
• Proven daily AI usage: you have built AI-assisted workflows using tools like Claude or equivalent for tasks such as deal economics modelling, liquidity analysis, or automated monitoring

Preferred Qualifications

• Direct experience with aggregator relationships (Bitso, Thunes, or similar) including operational setup, FX execution windows, and failover protocols
• Familiarity with Talos or equivalent treasury management and trading infrastructure
• Experience building or contributing to pricing models for cross-border payment corridors at a fintech or payments infrastructure company

Benefits

• Remote first global workforce
• Industry leading Medical, Dental and Vision health insurance
• Company matching 401k with 3% match (United States employees only)
• $1,500 Home Office Set Up Allowance (lifetime max)
• $200 AI Program Allowance
• $75 Monthly internet or phone reimbursement
• Flexible Time Off
• Company issued laptop
• Egg freezing, mental health, and employee wellness benefits