Product Owner (Tangem Pay)

Key Responsibilities

• Product Leadership & Scope
• Own the product vision, roadmap, and success metrics across all Tangem Pay products.
• Ensure alignment between payment experiences, internal operations tooling, financial infrastructure, and monitoring platforms.
• Translate company-level strategy into executable product initiatives across TP squads.

• Execution & Squad Collaboration
• Work across four core squads:
• Operations / Admin Panel Squad – internal tools for ops, support, and dispute handling.
• Payment Product Squad – user-facing payment flows and experiences.
• Financial Rails Squad – integrations with external payment schemes and providers.
• Monitoring Platform Squad – transaction monitoring, alerts, and operational visibility.
• Manage the full product lifecycle: discovery → specification → delivery → launch → iteration.
• Maintain clear documentation, user stories, acceptance criteria, and sprint planning.

• Payment Infrastructure & Financial Rails
• Drive integrations with local and global payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI, etc.) via API partners or direct connections.
• Collaborate with backend teams on scalable orchestration, settlement, reconciliation, and failure-handling flows.
• Ensure reliability and consistency of payment processing across regions.

• Admin Panel & Operations Enablement
• Own the admin panel and internal tooling used by operations, compliance, and support teams.
• Ensure scalable workflows for:
• Transaction reviews
• Disputes and exceptions
• Settlements and reconciliation
• Customer support escalation
• Balance operational efficiency with compliance and risk requirements.

• Compliance, Risk & Monitoring
• Partner with compliance teams to enable reusable and consistent KYC/KYB flows across TP products.
• Collaborate with risk and monitoring squads to support:
• Fraud and AML monitoring
• Alerting and case management
• Audit-ready data and logs
• Ensure smooth partner audits and regulatory interactions.

• Cross-Product & Platform Collaboration
• Collaborate closely with Wallet, Infrastructure, and Growth teams to ensure unified UX and interoperability.
• Align frontend and backend experiences across all TP-related products.

Requirements

• Experience
• Hands-on experience with payment rails and financial infrastructure.
• Experience working with multiple squads in parallel.
• Strong background in API-driven, compliance-heavy systems.

• Skills
• Deep understanding of payment systems, settlement cycles, and integration patterns.
• Ability to translate complex technical and regulatory constraints into clear product requirements.
• Strong communication skills across engineering, compliance, operations, and leadership.
• Data-driven approach to defining and measuring product success.

• Mindset & Leadership
• Strong ownership mentality focused on delivery and reliability.
• Comfortable operating in ambiguous, fast-changing environments.
• Global mindset with experience working across regions and time zones.

Conditions

• Competitive salary range: $92,000 – $149,500 USD.
• Full-time remote position.