Role in brief
Figure is a blockchain-native capital marketplace seeking a Senior Financial Portfolio Analyst to manage servicing P&L and support portfolio analytics. Candidates with finance or accounting backgrounds and experience in mortgage servicing analytics should apply.
About the role
As a Senior Financial Portfolio Analyst at Figure, you will play a critical role in managing and enhancing servicing profit-and-loss models. Your work will involve detailed financial analysis, including revenue forecasting and risk assessment, to support the company's innovative financial products in the blockchain space.
Figure operates a leading platform for tokenized assets, and your contributions will help optimize servicing operations and compliance for a diverse portfolio. Success in this role means delivering accurate insights that drive operational efficiency and support strategic decision-making.
The salary range for this role is $85,360 to $128,040, with additional quarterly bonuses and equity options.
Skills that matter here
- Finance: This role requires a strong financial background to manage P&L models and support revenue forecasting.
- Accounting: Understanding accounting principles is essential for evaluating servicing costs and financial performance.
- Statistics: Statistical analysis is used for modeling delinquency rates and portfolio performance.
- SQL: SQL skills are necessary for data analysis and reporting on portfolio metrics.
- Tableau: Tableau will be used to create dashboards that visualize key performance indicators.
- Power BI: Power BI is utilized for reporting and analytics to support executive presentations.
Who this role suits
- A candidate who thrives in a structured environment with complex workloads and strict deadlines.
- Someone who is independent and proactive in their approach to financial analysis.
- A professional with a solid background in mortgage servicing or portfolio analysis who enjoys working with data and models.
- An individual who values collaboration and is comfortable preparing reports for senior leadership.
From the employer
What You’ll Do
- Servicing P&L Management — Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
- MSR Valuation Support — Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
- Portfolio Analytics — Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
- Revenue & Cost Forecasting — Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
- Risk & Compliance Monitoring — Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
- Escrow & Advance Modeling — Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
- Operational & Strategic Support — Contribute financial insights to operational efficiency initiatives.
- Reporting & Executive Presentations — Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.
What We Look For
- Required Qualifications
- Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
- 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
- Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
- Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
- Ability to work independently and manage complex workloads with strict deadlines.
- Preferred Qualifications
- Master’s degree (MBA or related).
- CPA or similar financial certification (preferred).
Salary Compensation Range
- $85k - $128k/yr
- Quarterly 25% bonus target
- Company equity in the form of RSUs
Benefits
- Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans.
- Company HSA, FSA, Dependent Care, 401k, and commuter benefits.
- Employer-funded life and disability insurance coverage.
- 11 Observed Holidays & PTO plan.
- Up to 12 weeks paid family leave.
- Continuing education reimbursement.
Questions about this role
What is the remote policy?
This position is fully remote.
What level of experience is required?
Candidates should have 4–7 years of experience in mortgage FP&A, servicing analytics, or portfolio analysis.
How do I apply?
You can apply through the company's website at https://www.figuremarkets.com/?ref=sailonchain.com.
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