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Join Yellow Card as an AML Compliance Officer to lead compliance efforts in Zimbabwe, ensuring adherence to local AML laws and regulations while supporting a high-volume operational environment.
Who We Are
Yellow Card is the largest licensed Stablecoin-based infrastructure provider operating across over 60 countries. From Stablecoin payment infrastructure to fiat settlement rails, wallet services, and custom local Stablecoin issuance, Yellow Card provides the complete infrastructure businesses need to manage Stablecoins, payments, and operations across 50 emerging markets. Yellow Card operates with a substantial global team spanning 24 countries. This workforce is characterized by its linguistic diversity, with collective speaking of over 25 languages, underscoring the company’s extensive international reach. Yellow Card Zimbabwe will operate as a virtual asset service provider (VASP) within the regulatory perimeter overseen by the Financial Intelligence Unit (FIU) at the Reserve Bank of Zimbabwe and other relevant authorities. The entity is expected to process high transaction volumes and requires a locally based AML Compliance Officer to meet Zimbabwean regulatory requirements.
What You’ll Do
- Serve as the in-house specialist on Zimbabwean AML law, including the Money Laundering and Proceeds of Crime Act [Chapter 9:24], the Money Laundering and Proceeds of Crime (Virtual Asset Service Providers Registration) Regulations, 2026 (S.I. 99 of 2026), and related FIU directives, guidance, and sanctions and counter-terrorist financing requirements.
- Provide guidance and support to the Group MLRO on Zimbabwean AML obligations, FATF and ESAAMLG expectations, and the practical application of local requirements to a VASP business model.
- Translate local regulatory developments into clear, actionable advice for product, operations, customer-facing, and leadership teams.
- Build and maintain meaningful, trust-based relationships with the FIU, the Reserve Bank of Zimbabwe, the Securities and Exchange Commission of Zimbabwe, banking and payment partners, and other key external stakeholders.
- Act as the entity's resident compliance contact for registration, renewal, reporting, inspections, and information requests, ensuring responses are timely, accurate, and well evidenced.
- Support the design, implementation, and continuous improvement of the entity's AML program, including policies, procedures, the institutional AML risk assessment, and the customer risk-rating methodology.
- Review and dispose of large volumes of transaction monitoring alerts in a fast-paced environment, escalating unusual or suspicious activity in line with internal procedures and regulatory expectations.
- Support customer onboarding and periodic reviews to ensure compliance with Zimbabwean KYB, beneficial ownership, and PEP requirements.
- Deliver AML, sanctions, and crypto-specific risk training tailored to Zimbabwean requirements for local staff and relevant group functions.
- Support the Group MLRO in preparing materials for the FIU, other regulators, internal and external audit, the Board, and relevant committees.
What We Are Looking For
- Bachelor's degree in law, finance, accounting, economics, business, or a related field.
- One to three years of hands-on AML, financial crime, or compliance experience at a bank, financial institution, payment provider, remittance company or fintech regulated in Zimbabwe or a comparable jurisdiction.
- Strong working knowledge of Zimbabwean AML laws and regulations, including the Money Laundering and Proceeds of Crime Act, the new VASP registration regime, FIU reporting obligations, and FATF standards as applied in Zimbabwe.
- Direct experience working with crypto or digital assets, with a clear understanding of VASP-specific risks, blockchain analytics, wallet screening, and Travel Rule implementation.
- ACAMS Certified Anti-Money Laundering Specialist (CAMS) certification is required.
- Business-level proficiency in English, both written and spoken.
- Zimbabwe residency and the right to work in Zimbabwe.
What We Offer
- Competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.
- Access to resources, support, and autonomy to grow professionally.
- Fully remote work environment.
- Mental health support services.
- Opportunity to work with talented professionals from 24+ countries across the world, in a multicultural and collaborative environment.
- Opportunity to help build and shape the AML function of a regulated VASP within a high-growth global digital asset group.