FIU Lead

About the role

As the FIU Lead at BitGo, you will oversee transaction monitoring and blockchain investigations, ensuring compliance with regulatory standards. Your role will involve designing automation processes to enhance efficiency in alert handling and conducting deep-dive investigations into fund flows across various chains and protocols.

You will work closely with the Compliance team, producing clear investigation reports and maintaining policies aligned with Singapore's regulatory requirements. Success in this role means effectively managing alerts, improving monitoring procedures, and contributing to the overall compliance strategy of the organization.

Skills that matter here

• transaction monitoring: You will be responsible for reviewing and triaging transaction monitoring alerts to ensure compliance.
• blockchain analytics tools: Hands-on experience with tools like TRM Labs and Chainalysis will be essential for tracing fund flows.
• AML/CFT regulations: A solid understanding of Singapore's AML/CFT requirements will be necessary to ensure compliance.
• report writing: Strong written communication skills are needed to convey complex findings to regulators and non-specialists.

Who this role suits

• A candidate with 5–7 years of experience in transaction monitoring or financial crime investigations.
• Someone who is independent and organized, capable of owning outcomes in a fast-paced environment.
• An individual with a strong grasp of digital asset typologies and regulatory requirements.
• A person who is comfortable explaining complex findings to diverse audiences.

From the employer

Responsibilities

• Transaction monitoring and alert review: First-line alert review: Review, triage and disposition all TM alerts to defined SLAs. Document clear, auditable rationales and escalate suspicious activity to the Compliance Manager for STR consideration.
• Automation: Design and implement automation to reduce manual alert handling, such as rules-based auto-closure, enrichment of alerts with on-chain and KYC data, and standardised case notes. Measure and report on efficiency and quality gains.
• Quality and coverage: Own alert-handling procedures, QA sampling, SLAs and performance metrics, and provide regular reports to the Head of Compliance.
• Rule and threshold tuning: Analyse alert volumes, false-positive rates and typologies. Recommend scenario and threshold changes to improve coverage and reduce noise.
• Blockchain investigations: Deep-dive investigations: Trace fund flows across chains and protocols, including mixers, bridges, DeFi, privacy-enhancing tools and cross-chain swaps. Identify exposure to sanctioned, illicit, darknet, scam, ransomware and high-risk counterparties.
• Typology analysis: Identify emerging typologies and red flags, and turn them into monitoring scenarios and staff guidance.
• Reporting: Produce clear investigation reports and case files that stand up to internal review and regulatory scrutiny. Support STR drafting and responses to law enforcement and regulatory requests.
• Tooling: Make expert use of blockchain analytics platforms (e.g. TRM Labs, Chainalysis, Elliptic) and public explorers, and advise on vendor performance and coverage.
• Model validation and governance: Model validation: Independently validate TM scenarios, risk-scoring and analytics models, including data integrity, coverage, threshold calibration, back-testing and below-the-line testing. Document findings and track remediation.
• Data and controls: Partner with Engineering and Data teams on data quality, lineage and alert-generation logic. Support periodic reviews of the TM programme.
• Policies, procedures and regulatory: Draft and maintain TM, blockchain investigation and escalation policies, SOPs and playbooks aligned with MAS requirements (Payment Services Act, MAS Notice PS-N02 and related guidelines) and BitGo global standards.
• Regulatory engagement: Support MAS inspections, audits and thematic reviews, and track regulatory developments relevant to TM, the Travel Rule and digital asset AML/CFT.
• Ad hoc compliance work: Support the wider APAC Compliance team on projects as needed.

Requirements

• 5–7 years' experience in transaction monitoring, AML/CFT or financial crime investigations at a bank, payment institution, crypto or fintech firm, or an advisory/analytics firm.
• Proven hands-on experience with blockchain analytics tools (TRM Labs, Chainalysis and/or Elliptic) and on-chain tracing across multiple chains.
• Solid understanding of digital asset typologies, including mixers, bridges, DeFi, stablecoins, sanctions evasion, scams and ransomware.
• Experience writing or validating TM scenarios, models or risk-scoring methodologies, with a good grasp of testing, tuning and documentation standards.
• Working knowledge of Singapore AML/CFT requirements for DPT service providers (Payment Services Act, MAS PS-N02, MAS guidelines).
• Strong written communication, with the ability to explain complex findings to non-specialists and regulators.
• Independent, organised and comfortable owning outcomes in a lean team and a fast-moving environment.
• Bachelor's degree in a relevant field (e.g. finance, law, computer science, data analytics).

Why Join BitGo

• Competitive base salary, bonus, and stock options
• Computer equipment to suit your needs
• Generous paid time off
• Great colleagues and inspiring startup environment