We are looking for a Head of Risk Analytics to lead the risk analytics direction, ensuring the quality of the credit portfolio and developing scoring logic.
We are a microcredit company seeking a Head of Risk Analytics.
- Manage key indicators of the credit portfolio: DPD, default rate, overdue, NPL, Approval Rate, Cost of Risk, portfolio profitability.
- Develop lending rules and scoring logic: formulate hypotheses, conduct tests, change approval criteria and credit limits.
- Manage the risk analytics team: set tasks, control the quality of analysts' work, and develop the team.
- Work independently with data in PostgreSQL / SQL: create samples, analyze customer segments, and test hypotheses.
- Prepare specifications for the IT team regarding the implementation of new risk rules and changes in processes and control the correctness of their implementation.
- Build analytical reporting and dashboards, form regular risk reporting for management.
- Interact with the risk management team, control compliance with procedures and achievement of target indicators.
- Experience in a managerial position in risk management / risk analytics.
- Mandatory experience in microfinance institutions, microcrediting, or the banking sector.
- Proficient in SQL and practical experience with relational databases.
- Advanced level of Google Sheets and Excel: complex formulas, pivot tables, data analysis.
- Deep understanding of the economics of credit products and factors affecting their profitability and riskiness.
- Experience in team management and KPI control.
- Ability to build transparent analytical processes.
- Ability to translate business requirements into clear and understandable technical tasks for IT.
- Salary: $2,500–$3,500
- Fully remote work
- Leadership role in Risk Analytics
- Work at the intersection of Risk × Analytics × IT × Business