Lead Product Manager, DeFi

About the role

As a Lead Product Manager at Bitpanda, you will play a crucial role in developing a Euro-denominated DeFi ecosystem. Your responsibilities will include designing lending markets, managing liquidity, and ensuring the right infrastructure is in place for tokenized assets. You will be instrumental in shaping customer interactions within the Bitpanda app and driving the success of DeFi products.

Bitpanda, founded in 2014, is a prominent platform for modern investing, serving over 7 million customers across Europe. The company values a diverse and collaborative team environment, emphasizing innovation and quick decision-making. Success in this role will be measured by the effective implementation of DeFi solutions and the ability to navigate regulatory landscapes.

Skills that matter here

• Product Management: This role requires extensive experience in managing and scaling DeFi products.
• DeFi Knowledge: A deep understanding of lending markets, collateral mechanics, and interest rates is essential.
• Solidity: Familiarity with reading Solidity code is necessary to collaborate effectively with engineers.
• Regulatory Knowledge: A strong grasp of EU crypto regulations is crucial for effective partnership with compliance teams.

Who this role suits

• A candidate with over six years of product management experience, particularly in DeFi.
• Someone who thrives in a collaborative, fast-paced environment and can influence others effectively.
• A professional comfortable bridging decentralized and centralized finance.
• An individual who values continuous learning and is proactive about personal and team growth.

From the employer

What you’ll do

• Design and run the lending markets: set loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles, while also owning monitoring and incident playbooks.
• Bring liquidity and users to permissioned markets and assets: set supply targets, bring in euro liquidity from stablecoin issuers, institutional lenders, curated vaults and market makers, and work out how verified customers reach these markets, without paying for volume.
• Make sure the right DeFi infrastructure is in place, particularly for permissioned tokenized assets: DEX liquidity deep enough for swaps and liquidations, liquidators, oracles and the other building blocks the markets depend on.
• Shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use: borrowers who come back, bad debt and revenue, not total value locked alone.
• Recommend which protocols and partners come to Vision Chain, backed by a business case, and work with Legal, Compliance and Risk from day one on EU consumer credit rules and MiCA.

Who you are

• 6+ years of Product Management experience, with at least 3+ years focused specifically on building and scaling DeFi or crypto products.
• You know lending markets in depth: collateral and liquidation mechanics, interest rate models, oracles and how they fail, curation and bad debt.
• You're at home with the EVM and can read Solidity smart contract code well enough to question engineers about it.
• Demonstrated experience bringing DeFi applications into regulated consumer products and successfully bridging the gap between decentralized and centralized finance.
• Ability to lead through influence, build clear business cases, and write excellent documentation in English.
• This includes a strong working knowledge of EU crypto regulations (e.g., MiCA) to effectively partner with Risk, Legal, and Compliance teams.

Nice to haves:

• Hands-on experience scaling onchain ecosystem liquidity from scratch.
• Knowledge of and/or work experience in traditional financial markets.

What’s in it for you

• Flexibility to work where you thrive – Enjoy the freedom of our Hybrid working model, combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice.
• Reward for your impact – Receive a competitive total compensation package aligned with Bitpanda’s pay-for-impact policy, including participation in our stock option plan.
• Support for your mental wellbeing – Access confidential coaching, counselling, and mental health resources whenever you need them through OpenUP.
• Time to recharge – On top of your standard annual leave, prioritise your wellbeing in 2027 with 3 additional days of paid time off to rest, reset, and recharge, available once you’ve been with us for 6 months.
• Continuous learning and growth – Grow your skills and stay ahead in your career with unlimited access to Udemy’s library of online courses at your own pace.
• Exclusive perks and rewards – Enjoy discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel.
• Support during life milestones – Take advantage of up to 8 additional weeks of gender-neutral new parent leave to welcome and bond with your new addition to the family.
• Fuel and focus on-site – Pandas in Vienna, Bucharest, Barcelona, and Berlin can enjoy free onsite dining, with freshly prepared lunches and snacks to keep you fueled and focused all day long.
• Recognition for your contributions – Celebrate milestones and achievements with recognition and rewards for your Tenure at Bitpanda.
• Show your Bitpanda pride – Access exclusive Bitpanda-branded merchandise and gear to represent.
• Connect and celebrate with your team – Join unforgettable company events, from our Winter Party in Vienna to gatherings worldwide, fostering fun, connection, and celebration.

… and even more location-specific benefits designed to make life at Bitpanda even more rewarding wherever you are.