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Join Crypto.com as a Product Director for Core Banking and Payments, leading product strategy for fiat transactions. Drive payment infrastructure and optimize banking partnerships to enhance user experience.
Founded in 2016, Crypto.com serves more than 150 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet™. Built on a foundation of security, privacy, and compliance, Crypto.com is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.
Responsibilities
- Build and optimize cross-border payment infrastructure across all markets, ensuring maximum rail coverage and uptime for fiat access.
- Select and integrate payment rails based on transaction speed requirements (T+0 vs T+1) to support instant trading activities.
- Structure banking partnerships to maintain zero (or near-zero) downtime liquidity for mass user pay-outs and high-frequency trading settlement.
- Drive meaningful improvements in pay-in acceptance across credit card, debit card, and bank transfer channels by optimizing processor relationships, fraud rules, and compliance logic.
- Lead commercial negotiations and technical integrations for direct bank relationships — securing preferential rates, dedicated service levels, and custom solutions tailored to trading businesses.
- Design and own the logic for a dynamic routing engine that selects the optimal rail in real time based on user segment, jurisdiction, currency, speed, and risk profile.
- Build compliant and scalable fiat payment solutions for institutional clients — including segregated bank accounts, high-value wire processing, and bulk pay-out APIs.
Requirements
- 7–10+ years of product leadership experience, with at least 7 years focused on payment infrastructure or core banking products.
- Demonstrated success building and scaling cross-border payment rails in a high-volume, real-time environment.
- Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation.
- Track record of leading payment orchestration and dynamic routing logic in production.
- Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs).
- Background in or significant exposure to trading, exchange, or fintech environments.
- Technical acumen across complex API products, data flows, and payment protocol integrations.
- Hands-on experience with core banking platforms and/or payment scheme integrations (SWIFT, SEPA, FPS, ACH, etc.).
- Experience integrating with bank partners, PSPs, and acquiring processors.
- Strong people management capabilities — you develop and hold a high bar for your team.
- Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership.
Benefits
- Competitive salary.
- Medical insurance package with extended coverage to dependents.
- Attractive annual leave entitlement including: birthday, work anniversary.
- Flexi-work hour and hybrid or remote set-up.
- Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.
- Work Perks: Crypto.com visa card provided upon joining.