Your mission will be:

• Liquidity & Funding Strategy

- Forecast and manage fiat and cryptocurrency liquidity needs across all platforms, venues, and markets. - Develop and execute strategies to optimise funding efficiency and minimise liquidity risk. - Manage foreign exchange and cryptocurrency exposure, ensuring alignment with overall financial objectives and risk appetite. - Lead the development and execution of strategies for liquidating cryptocurrency positions to optimise revenue and manage risk.

• Banking & Payment Provider Relationships

- Manage relationships with existing banking and payment provider partners to ensure smooth funding and settlement operations. - Lead the onboarding of new banking and payment partners as the business expands into new markets, ensuring compliance with KYC and regulatory requirements. - Oversee annual KYC refreshes for existing banking and liquidity partners. - Support business expansion into new countries by establishing and managing relationships with relevant financial partners.

• Financial Analysis & Reporting

- Prepare financial analysis and calculations for licensing and capital requirements across all regions. - Distribute liquidity and funding performance metrics to relevant stakeholders and provide insights for decision-making. - Support treasury risk reporting, including preparation of inputs for the Treasury Oversight Committee (TOC) and Treasury Risk Committee (TRC).

• Collaboration & Continuous Improvement

- Collaborate with Product, Engineering, and Operations teams to actively support new product launches, geographic expansion, and platform enhancements. - Identify and drive process improvements and automation opportunities within the cash and liquidity management pillar. - Provide mentorship and guidance to junior treasury operations roles on liquidity and cash management workstreams.

A little about you:

• Bachelor's in Business Administration, Accounting, Finance, Economics or related discipline; advanced degree (CA(SA), CIMA/CGMA, CFA) preferred.
• 5-7 years of progressive experience in treasury, cash management, or liquidity management within a fintech, crypto exchange, or financial institution.
• Demonstrated experience managing fiat and cryptocurrency liquidity and funding across multiple markets.
• Experience with banking and payment provider relationship management, including KYC/onboarding processes.
• Familiarity with exchange/liquidity provider settlement flows and cryptocurrency exposure management.
• Nice to have: Previous experience with treasury management software and/or VASP/crypto regulatory compliance exposure (e.g., MiCA, FSCA).
• Strong financial modelling and analytical skills.
• Ability to interact and build relationships at all levels of seniority and across all functions within an organisation.
• Must be a self-starter with strong prioritisation and organisation skills; able to manage multiple priorities in a fast-paced environment.
• Leads change through entrepreneurial thinking, a strong sense of responsibility and a very high level of integrity.
• Must have highly effective verbal, written, and presentation skills.
• Friendly, transparent, articulate and driven to succeed.
• Confident in a Hybrid Working Environment.
• Efficient in Microsoft Excel and/or Google Sheets and other Microsoft/G-Suite products.

Life at Luno:

• Forward-thinking and ambitious team that values diversity, hard work, and the continuous quest for excellence.
• Remote but reachable work policy gives you the freedom to choose between working from home or the office.
• Improve body and mind, with excellent private medical insurance.
• Access to Learnably and our additional learning platforms for your personal and professional development.
• Generous maternity / paternity and even paw-ternity for your furry friend.
• Annual Inspiration Day in addition to your annual leave which increases based on your length of service! Plus the option to buy and sell leave.
• A collaborative, friendly work community, with regular social events and virtual cooking, dancing, drawing and house planting classes hosted by our Lunauts.
• Free lunch and snacks.
• 0 fees* with Luno from the day you start.

*Offer only available on Luno Instant Buy, not Luno Exchange.