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Join Plata as a Risk Analyst to help build credit risk processes for a new business line in Colombia. Contribute to risk metrics tracking and collaborate cross-functionally to drive portfolio performance.
We are looking for a Risk Analyst. We're launching a new business line in Colombia and looking for someone to join our Risk team at the earliest stage of the launch, helping build credit risk processes from the ground up.
- Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers
- Contribute to risk metrics tracking: help monitor portfolio performance towards lifetime profit maximization within risk appetite constraints
- Maintain live dashboards
- Help explain drivers behind metric changes
- Collaborate cross-functionally: help embed risk controls into product specifications and customer journeys, working closely with product, collection, finance and 2nd line of defence teams
- 3+ years in credit risk or other data-driven areas (finance/collections/production analytics/data science) within retail or consumer lending portfolios (banking or fintech)
- Experience in Credit cards would be a strong plus
- Proficient in SQL and Python, with hands-on experience working with data
- Comfortable creating dashboards, visualizing data, and presenting insights clearly
- Solid grasp of financial mathematics fundamentals, profitability components, and basic accounting principles
- Strong technical or quantitative background with a strategic mindset
- Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university
- B1 or higher English level for effective communication with an international team
- Relocation support to one of our hubs with assistance for the employee and their family
- Flexible work from one of our offices
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave