Key Responsibilities

1. End-to-End Risk Strategy (Fraud + AML + Fund Flows)

• Own and drive the overall fraud prevention and AML strategy across fiat and crypto


• Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers


• Identify and mitigate risks such as payment fraud, account takeover, mule activity, scams, and money laundering


• Build unified strategies that connect user behavior, transaction activity, and fund flows (fiat + on-chain)


• Balance risk control with user experience and operational efficiency

• Design and optimize risk strategies for fiat on-ramp and off-ramp flows (bank transfers, e-wallets, payment rails)


• Monitor and assess incoming and outgoing fiat transactions for fraud and AML risks


• Define review, approval, and escalation mechanisms for high-risk transactions


• Work closely with payment partners and internal teams to manage risk exposure

• Analyze and trace end-to-end fund flows across fiat and crypto


• Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows


• Make or guide decisions on account-level actions (e.g., allow, block, restrict, freeze, escalate)


• Build frameworks for consistent and explainable risk decision-making

• Leverage and optimize Elliptic to strengthen on-chain monitoring and AML capabilities


• Translate blockchain intelligence into actionable risk strategies (e.g., scam flows, high-risk wallets)


• Integrate Elliptic signals into internal systems for automated decision-making


• Evaluate other tools (e.g., Chainalysis, TRM) where needed

• Lead the design of scalable risk infrastructure, including rule engines, decision engines, and case management systems


• Build unified systems that support fraud, AML, and fund flow monitoring


• Drive real-time decisioning and reduce reliance on manual processes

• Identify emerging fraud and AML typologies using data analysis


• Define and track key metrics (fraud loss, detection rate, false positives, operational efficiency)


• Implement testing frameworks (A/B testing, rule tuning, segmentation)

• Build and lead teams across risk strategy, fraud operations, and AML operations


• Work closely with PH Risk & AML team for execution and local alignment


• Partner with Product, Engineering, Compliance, and Operations globally

Requirements

Experience

• 8+ years in fraud risk, AML, payments risk, or risk strategy, with 3+ years in leadership


• Strong experience in payments, crypto exchanges, or fintech platforms


• Proven experience managing fiat transaction risk and/or payment fraud

Core Competencies

• Deep expertise in anti-fraud (ATO, payment fraud, scams) and AML


• Strong understanding of fiat transaction flows, payment systems, and risk controls


• Ability to trace fund flows across fiat and crypto and identify suspicious patterns


• Experience making or guiding account-level risk decisions (block/freeze/restrict)


• Experience designing scalable risk strategies and rule systems

Tools & Data

• Hands-on experience with Elliptic (or similar tools like Chainalysis / TRM)


• Ability to translate tool outputs into risk decision logic


• Strong data skills (SQL required, Python preferred)

Leadership & Collaboration

• Strong leadership and execution capability across functions


• Experience working with regional or distributed teams


• Fluent in English

Nice to Have

• Experience with both fiat payments risk and crypto risk
• Experience analyzing complex fund flows (multi-hop, cross-channel)
• Familiarity with Southeast Asia / Philippines market
• CAMS or similar certifications

What We’re Looking For

• A full-stack risk leader across fraud, AML, and payments
• Someone who can trace money end-to-end (fiat → crypto → fiat)
• A decision-maker who can translate analysis into clear account actions
• A builder who can turn strategies into scalable systems
• A partner who can work effectively with PH teams