Treasury Operations Analyst

Cash Management & Operations

• Execute and approve daily cash movements across Mercury's accounts, ensuring accuracy, proper authorization, and timely settlement.
• Maintain daily cash positioning and reporting, tracking balances across operating, reserve, and partner bank accounts.
• Manage reserve account funding across Mercury's partner bank relationships, ensuring balances comply with contractual requirements and reconciling reserve calculations against underlying agreements.
• Support cash forecasting by maintaining and refreshing short-term cash flow models.
• Own bank account access and rights administration.

Reporting & Automation (Build Focus)

• Design, build, and maintain automated cash and liquidity reporting — reducing reliance on manual spreadsheet processes and off-the-shelf treasury management tooling.
• Build scalable tools for cash positioning, reserve tracking, and reporting workflows.
• Build and maintain dashboards and recurring reporting packages (e.g., ALCO materials, deposit summaries, liquidity metrics).
• Own data pulls and validation from internal systems (e.g., NetSuite, Snowflake) to support reporting accuracy.
• Continuously look for manual, error-prone, or repetitive Treasury processes and propose/build automated replacements.

Cross-Functional Support

• Partner with Accounting to ensure cash activity, reserve movements, and facility transactions are properly reflected in the GL.
• Work with Data/Analytics teams to acquire cash data feeds from third-party banks to support Treasury and broader Finance reporting.
• Support ALCO and management reporting with accurate, well-formatted, timely inputs.
• Assist with ad hoc requests from the Treasurer and broader Finance team.

What We're Looking For

• Prior experience at a fintech, bank, or other regulated financial institution.
• 2–5 years of experience in treasury operations, corporate treasury, FP&A, or a related finance/accounting function.
• High attention to detail — this role involves approving real money movements and compliance-sensitive reporting.
• Strong data modeling skills; comfort with large datasets.
• Demonstrated experience thoughtfully transitioning manual processes to scalable automations to gain efficiencies.
• Familiarity with SQL and/or willingness to learn (Snowflake, Omni experience a plus).
• Exposure to NetSuite or similar ERP/GL systems a plus.
• Strong written communication; comfortable producing clean, concise reporting for senior stakeholders and external counterparties (third-party banks, lenders).
• Self-starter comfortable in an ambiguous, build-as-you-go environment.
• Experience using AI tools to prototype automated processes.

Total Rewards

• The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
• Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
• New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
• Our target new hire base salary ranges for this role are the following: