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About this role
Join Jool Pay as a Payment Operations Specialist, managing all back office operations and participating in strategic projects. Ideal for candidates with fintech experience and a proactive approach.
Description
Jool Pay is a licensed Payment Institution in Latvia (Riga). At the initial stage, you will be the sole Back Office employee, responsible for all operational processes and enjoying a high degree of autonomy. As the company grows, you will lead the Back Office and help shape the department.
Responsibilities
- Independently manage all back office operational processes at the initial stage.
- Process client and internal payment transactions, including verification and authorization of payments.
- Perform Safeguarding Officer functions: ensure compliance with safeguarding requirements, build and maintain daily safeguarding reconciliation reports.
- Perform treasury functions: manage liquidity, control balances on nostro accounts, interact with correspondent banks.
- Participate in the SEPA connection project through EKS: interact with technical and regulatory parties, testing, operational launch.
- Participate in the implementation of a new core system: form business requirements from the Back Office side, UAT, participate in data migration (if necessary).
- Regulatory reporting related to Back Office competencies.
- Build an internal operational reporting system.
- In the future, form and lead the Back Office team, hire and onboard a second employee.
Requirements
- 2-3 years of experience in fintech, payment industry, banking, EMI/PI, or related fields (experience building processes from scratch in a startup environment or small fintech company is a plus).
- Willingness to work in a 'one for all' mode at the initial stage.
- Deep understanding of financial institutions and payment infrastructure principles.
- Confident knowledge of payment rails and formats: SWIFT (MT/MX), SEPA Credit Transfer, SEPA Instant.
- Understanding of safeguarding requirements for PI/EMI (experience with safeguarding reconciliation is a plus).
- Fluent in Latvian and English (Upper-Intermediate / Advanced and above).
- High attention to detail, accuracy in working with financial documents and data.
- Ability to work effectively in multitasking conditions and meet deadlines.
- Proactivity, independence, readiness to take responsibility and initiative.
Job Details
Market range (est.)$90k–$180k
LocationRemote
AI Score★★★★★★☆☆☆☆ 6/10
PostedOct 9, 2026 (3d ago)
Tags & Skills
fintechpaymentsOtherremote
Join Talent Pool
Subscribe to our Telegram channel
✓ Direct apply: you message the hiring person. No ATS.